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654 Ratcliff Cove Road, Waynesville, NC 28786

$490,000
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  • 654 Ratcliff Cove Road, Waynesville, NC 28786 Main Photo

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New to the Market Active
BEDS3 BATHS1 full 2 partial SQUARE FEET2,101 MLS#4430144
STATUSActive PROPERTY TYPEResidential - Single Family
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Property Description

Nestled in the highly sought-after Ratcliff Cove community, this inviting brick farmhouse blends timeless charm with modern convenience on a beautiful 0.40-acre level lot. Recent updates include a new roof, gutters and gutter guards, fresh paint, new kitchen flooring with granite countertops and sink, a new bathroom vanity, and a new city water tap with well backup. Three bedrooms, one full bath, and two half baths provide comfortable living, while two bonus rooms offer flexible space for an office, hobby room, guest suite, or storage. A welcoming foyer opens to a gracious formal living room and separate formal dining area, ideal for entertaining. The spacious kitchen flows into the cozy family room, with abundant natural light through updated vinyl windows and updated electrical service for peace of mind. Outside, an expansive uncovered rear deck overlooks the private level lot?perfect for relaxing, gardening, or gatherings?while covered front and side porches invite you to enjoy the mountain air. Amenities include unfinished space with a single-car garage in the huge open basement, a main-level single-car carport, and generous parking. Just 10 minutes from Downtown Waynesville with easy I-40 access, this home offers peaceful country living with convenient access to shopping, dining, and amenities.

654 Ratcliff Cove Road | MLS# 4430144

This single family home located at 654 Ratcliff Cove Road, Waynesville, NC 28786 is currently listed for sale with an asking price of $490,000. This property was built in 1951 and has 3 bedrooms and 1 full and 2 partial baths with 2101 sq. ft. Search Waynesville real estate on elizahk.lakenormanrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Basement Shop, Exterior Entry, Full, Interior Entry, Storage Space, Unfinished, Walk-Out Access
Garage: 1
Heating: Central, Oil
Home Style: Cape Cod, Farmhouse
Lot Size: 0.40 Acres
Roof Type: Architectural Shingle
Year Built: 1951

Amenities

Pantry

Feature Descriptions

Appliances: Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
Exterior: Brick Full
Fireplace: Living Room
Flooring: Tile, Vinyl, Wood
Foundation: Basement
Laundry: In Basement
Lot: Cleared, Level, Views
Parcel#: 8625-28-2131
Parking: Basement, Attached Carport, Driveway
Patio/Porch: Covered, Deck, Front Porch, Side Porch
Sewer: Septic Installed
Special View Info: Mountain(s), Year Round
Water: City
Window Features: Insulated Window(s)

Local Schools

High School: Tuscola
Middle School: Waynesville
Elementary School: Junaluska

Listed By / Shown By

Listed By

Agency Name: Howard Hanna Beverly-Hanks Waynesville
Agency Contact: brian.noland@allentate.com

Shown By

Agent Name: Elizah Kessler
Agent Phone: (704) 726-2119
Agency Title: Lake Norman Realty

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Estimate Your Payment

Estimated Payment

$ 2,750.90 per month $2,607.99 Principal & Interest $0.00 Property Tax (data not provided by mls) $142.92 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Mooresville Sales 522 River Highway
Mailing PO Box 5656
Mooresville, NC 28117
Elizah Kessler
(704) 726-2119
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/01/2026. The listing information on this page last changed on 10/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 10/01/2026 12:00:03 AM EST) or Canopy MLS (last updated Wed 09/30/2026 11:57:36 PM EST) or Triad MLS (last updated Wed 09/30/2026 11:40:16 PM EST). Real estate listings held by brokerage firms other than Lake Norman Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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